Fix & Flip Loans for Real Estate Investors
Need fast funding to purchase, renovate, and resell properties for profit? Divine Equity’s fix & flip loans provide financing, quick closings, perfect for house flippers and BRRRR investors.
Fix & Flip Loans for Real Estate Investors
Need fast funding to purchase, renovate, and resell properties for profit? Divine Equity’s fix & flip loans provide financing, quick closings, perfect for house flippers and BRRRR investors.
How Fix & Flip Loans Work
Loan Amounts: 50,000–5,000,000
Loan-to-Cost (LTC): Up to 90% of purchase + renovation costs
Terms: 6–18 months (interest-only payments)
Rates: Starting at 8% (based on experience & project)
Example Deal:
Purchase Price: $200,000
Rehab Budget: $75,000
Total Project Cost: $275,000
Loan Amount (90% LTC): $247,500
You Invest: $27,500 (10% down)
Why Choose Our Fix & Flip Financing?
✅ Fast Closings – Funded in 5–7 days (vs. 30+ days with banks)
✅ No Prepayment Penalties – Sell early and save on interest
✅ Experienced & New Investors Welcome
Eligible Properties
Single-family homes
Multi-family (2–4 units)
Condos & townhomes
Mixed-use properties
Have questions? click below
How Fix & Flip Loans Work
Loan Amounts: 50,000–5,000,000
Loan-to-Cost (LTC): Up to 90% of purchase + renovation costs
Terms: 6–18 months (interest-only payments)
Rates: Starting at 8% (based on experience & project)
Example Deal:
Purchase Price: $200,000
Rehab Budget: $75,000
Total Project Cost: $275,000
Loan Amount (90% LTC): $247,500
You Invest: $27,500 (10% down)
Why Choose Our Fix & Flip Financing?
✅ Fast Closings – Funded in 5–7 days (vs. 30+ days with banks)
✅ No Prepayment Penalties – Sell early and save on interest
✅ Experienced & New Investors Welcome
Eligible Properties
Single-family homes
Multi-family (2–4 units)
Condos & townhomes
Mixed-use properties
Have questions? click below
Fix & Flip Loan Requirements
Credit Score: 620+ (exceptions for strong deals)
Experience: 1+ completed flips (or partner with a contractor)
ARV Minimum: 1.25x total project cost
Reserves: 6 months of payments
Fix & Flip Loan Requirements
Credit Score: 620+ (exceptions for strong deals)
Experience: 1+ completed flips (or partner with a contractor)
ARV Minimum: 1.25x total project cost
Reserves: 6 months of payments
STILL NOT SURE?
Frequently Asked Questions
We understand you might have some questions
What if I go over budget on renovations?
We offer rehab escrow holdbacks for additional draws.
Do you fund out-of-state projects?
Yes! We lend in all 50 states.
Can I get 100% financing?
Yes, with a hard money partner (we can connect you).
Related Services
Construction Loans
Fund ground-up builds or major renovations with staged disbursements.
Private Lending
Flexible, asset-based loans for real estate investors, bypassing traditional banks.
Divine Equity All Services
View All the services Divine Equity has to help you.
Why 500+ Clients Choose Divine Equity
Fast approvals
Flexible Funding solutions
Expert Guidance
High Approval Rates
Lets get started
1. Consult: Tell us your goals (business, property, or both)
2. Match: We align you with the right services.
3. Execute: Get funded, compliant, and operational.
© 2025 Divine Equity - All Rights Reserved,
© 2025 Divine Equity - All Rights Reserved,