Turn Your Home Equity into Cash
Unlock your property’s value with a cash-out refinance replace your current mortgage with a larger loan and receive the difference in cash.
Turn Your Home Equity into Cash
Unlock your property’s value with a cash-out refinance replace your current mortgage with a larger loan and receive the difference in cash.
Benefits
✅ Lower Rates: 6–7% (vs. 12%+ for personal loans).
✅ Lump-Sum Cash: Use for renovations, investments, or debt consolidation.
✅ Tax Benefits: Interest may be deductible (consult a tax advisor).
Common Uses
Renovate & Increase Value: Modernize kitchens, add bathrooms.
Invest in Real Estate: Buy rental properties or flip homes.
Pay Off High-Interest Debt: Credit cards, student loans.
Eligibility
Credit Score: 660+
Loan-to-Value (LTV): Up to 80%
Debt-to-Income (DTI): ≤ 45%
Benefits
✅ Lower Rates: 6–7% (vs. 12%+ for personal loans).
✅ Lump-Sum Cash: Use for renovations, investments, or debt consolidation.
✅ Tax Benefits: Interest may be deductible (consult a tax advisor).
Common Uses
Renovate & Increase Value: Modernize kitchens, add bathrooms.
Invest in Real Estate: Buy rental properties or flip homes.
Pay Off High-Interest Debt: Credit cards, student loans.
Eligibility
Credit Score: 660+
Loan-to-Value (LTV): Up to 80%
Debt-to-Income (DTI): ≤ 45%
Frequently Asked Questions
We understand you might have some questions
How long does it take to close?
14–30 days (faster than HELOCs).
Can I cash-out refinance an investment property?
Yes! Up to 75% LTV.
What fees are involved?
2–5% of loan amount (appraisal, title, etc.).
Related Services
Rental Property Loans
Long-term mortgages for buying or refinancing income-generating rental units.
HELOC
Revolving credit line secured by your home’s equity for ongoing access to funds.
Divine Equity All Services
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Why 500+ Clients Choose Divine Equity
Fast approvals
Flexible Funding solutions
Expert Guidance
High Approval Rates
Lets get started
1. Consult: Tell us your goals (business, property, or both)
2. Match: We align you with the right services.
3. Execute: Get funded, compliant, and operational.
© 2025 Divine Equity - All Rights Reserved,
© 2025 Divine Equity - All Rights Reserved,