Equipment Financing for Businesses & Contractors

Need trucks, machinery, or tech to grow your business? Get 100% financing, tax-deductible payments, and fast funding even with bad credit.

Equipment Financing for Businesses & Contractors

Need trucks, machinery, or tech to grow your business? Get 100% financing, tax-deductible payments, and fast funding even with bad credit.

Industries We Serve

  • Construction (excavators, bulldozers)

  • Transportation (semi-trucks, trailers)

  • Medical (MRI machines, dental equipment)

  • Tech (servers, 3D printers)

    Don't see your industry or have question

Financing Options

  1. Equipment Loans

  • Own the equipment after repayment

  • Terms: 1–7 years

  • Rates: 6–12%

  1. Equipment Leases

  • Lower monthly payments

  • Upgrade options after lease term

Why Choose Us?

✅ No Down Payment – Finance 100% of equipment cost

✅ Bad Credit OK 550+ FICO considered

✅ Same-Day Approvals Get funded in 48 hours

✅ Section 179 Tax Deduction Write off 100% in Year 1

Equipment Loan Requirements

  • Time in Business: 6+ months

  • Credit Score: 550+ (exceptions for strong cash flow)

  • Equipment Age: New or used (under 10 years old)

Industries We Serve

  • Construction (excavators, bulldozers)

  • Transportation (semi-trucks, trailers)

  • Medical (MRI machines, dental equipment)

  • Tech (servers, 3D printers)

Financing Options

  1. Equipment Loans

  • Own the equipment after repayment

  • Terms: 1–7 years

  • Rates: 6–12%

  1. Equipment Leases

  • Lower monthly payments

  • Upgrade options after lease term

Why Choose Us?

✅ No Down Payment – Finance 100% of equipment cost

✅ Bad Credit OK 550+ FICO considered

✅ Same-Day Approvals Get funded in 48 hours

✅ Section 179 Tax Deduction Write off 100% in Year 1

Equipment Loan Requirements

  • Time in Business: 6+ months

  • Credit Score: 550+ (exceptions for strong cash flow)

  • Equipment Age: New or used (under 10 years old)

STILL NOT SURE?

Frequently Asked Questions

We understand you might have some questions

Can I finance used equipment?

Yes! Up to 10 years old.

What if my equipment breaks?

We offer warranty-backed financing for repairs.

Do you refinance existing equipment loans?

Yes—lower your rate or extend terms.

Related Services

Specialty Financing

Purchase machinery/vehicles with loans or leases tailored to your industry.

Equipment Loans

Own equipment outright with fixed-rate financing and flexible terms.

Divine Equity All Services

View All the services Divine Equity has to help you.

Why 500+ Clients Choose Divine Equity

  • Fast approvals

  • Flexible Funding solutions

  • Expert Guidance

  • High Approval Rates

Lets get started

1. Consult: Tell us your goals (business, property, or both)

2. Match: We align you with the right services.

3. Execute: Get funded, compliant, and operational.

© 2025 Divine Equity - All Rights Reserved,

© 2025 Divine Equity - All Rights Reserved,