Crush Business Debt Smarter, Not Harder
Struggling with high-interest loans, MCA balances, or credit card debt? We negotiate lower rates, consolidate payments, and restructure terms to free up cash flow.
✅ Avg. 40% Payment Reduction
✅ Stop Collections & Lawsuits
✅ 100% Confidential
Crush Business Debt Smarter, Not Harder
Struggling with high-interest loans, MCA balances, or credit card debt? We negotiate lower rates, consolidate payments, and restructure terms to free up cash flow.
✅ Avg. 40% Payment Reduction
✅ Stop Collections & Lawsuits
✅ 100% Confidential
Our Debt Solutions
Debt Consolidation Loans
How It Works: Combine high-interest debts into one loan at 8-12% APR.
Savings Example:
$50K MCA ($1,200/week) + $30K credit card ($1,500/month)→ $80K loan at 10% = $1,700/month (save $2,300/month).
Merchant Cash Advance Relief
Negotiation Tactics:
Buy out balances at 30-50¢ on the dollar
Convert daily payments to monthly
Fact: 62% of MCA borrowers default without restructuring (Lendio).
Business Credit Counseling
Includes:
D&B credit building strategies
APR negotiation with creditors
Budget forecasting
Step-by-Step Process
Step-by-Step Process
Debt Audit: Speak with one of our professionals
Custom Plan: Choose consolidation, settlement, or restructuring.
Execute: We negotiate with lenders; you make one payment.
Our Debt Solutions
Debt Consolidation Loans
How It Works: Combine high-interest debts into one loan at 8-12% APR.
Savings Example:
$50K MCA ($1,200/week) + $30K credit card ($1,500/month)→ $80K loan at 10% = $1,700/month (save $2,300/month).
Merchant Cash Advance Relief
Negotiation Tactics:
Buy out balances at 30-50¢ on the dollar
Convert daily payments to monthly
Fact: 62% of MCA borrowers default without restructuring (Lendio).
Business Credit Counseling
Includes:
D&B credit building strategies
APR negotiation with creditors
Budget forecasting
Step-by-Step Process
Step-by-Step Process
Debt Audit: Speak with one of our professionals
Custom Plan: Choose consolidation, settlement, or restructuring.
Execute: We negotiate with lenders; you make one payment.
Frequently Asked Questions
We understand you might have some questions
Will this hurt my credit score?
Consolidation loans rarely do. Settlements may cause a short-term dip.
How long does debt restructuring take?
2-4 weeks for MCAs; 6-8 weeks for SBA loans.
Do you charge upfront fees?
Never—fees are 10-15% of savings achieved.
Related Services
Operating Agreements & Contracts
Custom legal docs to protect your business structure.
Website Development & Custom CRM
Tech solutions to streamline sales and client management.
Divine Equity All Services
View All the services Divine Equity has to help you.
Why 500+ Clients Choose Divine Equity
Fast approvals
Flexible Funding solutions
Expert Guidance
High Approval Rates
Lets get started
1. Consult: Tell us your goals (business, property, or both)
2. Match: We align you with the right services.
3. Execute: Get funded, compliant, and operational.
© 2025 Divine Equity - All Rights Reserved,
© 2025 Divine Equity - All Rights Reserved,