Buy a Business with Flexible Acquisition Financing

Take over a profitable company with 10% down using our SBA 7(a), conventional, or seller-financed loans.

Buy a Business with Flexible Acquisition Financing

Take over a profitable company with 10% down using our SBA 7(a), conventional, or seller-financed loans.

Loan Options for Buying a Business

  1. SBA 7(a) Loans

    • Down Payment: 10%

    • Terms: 10–25 years

    • Rates: 6–8% (SBA-backed)

  2. Seller Financing

    • Fixer-Uppers: Finance purchase + rehab in one loan

    • Example: Buy a 200K property+100K renovations =$270K loan (90% LTC)

  3. Conventional Business Loans

    • Fast Funding: Close in days (no delays)

Industries We Finance

  • Restaurants & Franchises (QSR, full-service

  • Healthcare Practices (Dental, veterinary)

  • Service Businesses (Landscaping, cleaning)

  • E-Commerce (Amazon FBA, Shopify stores)

  • Any Many More!!

Loan Requirements

  1. Credit Score: 680+ (SBA) or 650+ (conventional)

  2. Business Experience: 2+ years in industry (or hire a manager)

  3. Down Payment: 10–30% (based on loan type)

Step-by-Step Process

  1. Find a Business – Use our broker network or search listings.

  2. Submit LOI & P&Ls – Show 3 years of financials.

  3. Get Funded – Close in 14–30 days.

Loan Options for Buying a Business

  1. SBA 7(a) Loans

    • Down Payment: 10%

    • Terms: 10–25 years

    • Rates: 6–8% (SBA-backed)

  2. Seller Financing

    • Fixer-Uppers: Finance purchase + rehab in one loan

    • Example: Buy a 200K property+100K renovations =$270K loan (90% LTC)

  3. Conventional Business Loans

    • Fast Funding: Close in days (no delays)

Industries We Finance

  • Restaurants & Franchises (QSR, full-service

  • Healthcare Practices (Dental, veterinary)

  • Service Businesses (Landscaping, cleaning)

  • E-Commerce (Amazon FBA, Shopify stores)

  • Any Many More!!

Loan Requirements

  1. Credit Score: 680+ (SBA) or 650+ (conventional)

  2. Business Experience: 2+ years in industry (or hire a manager)

  3. Down Payment: 10–30% (based on loan type)

Step-by-Step Process

  1. Find a Business – Use our broker network or search listings.

  2. Submit LOI & P&Ls – Show 3 years of financials.

  3. Get Funded – Close in 14–30 days.

STILL NOT SURE?

Frequently Asked Questions

We understand you might have some questions

Can I buy a business with no money down?

Rare—but seller financing can reduce cash needed.

What’s the max loan amount?

$5M+ for SBA loans.

Do you fund startups buying existing businesses?

Yes, if you have industry experience.

Related Services

Business Syndicators/Joint Ventures

Pool investor capital for large-scale projects

Debt Management

Strategies to consolidate/restructure debt for better cash flow.

Divine Equity All Services

View All the services Divine Equity has to help you.

Why 500+ Clients Choose Divine Equity

  • Fast approvals

  • Flexible Funding solutions

  • Expert Guidance

  • High Approval Rates

Lets get started

1. Consult: Tell us your goals (business, property, or both)

2. Match: We align you with the right services.

3. Execute: Get funded, compliant, and operational.

© 2025 Divine Equity - All Rights Reserved,

© 2025 Divine Equity - All Rights Reserved,